
by Dr. Boyce Watkins - http://www.boycewatkins.com/
There’s nothing wrong with a little shine in your life, especially since you have worked hard to get that degree. But shining too hard can have you rolling on 24s to pick up your welfare check; It means nothing if you don’t own anything.

Rule #3: Save at least 10% of your money every time you get paid, NO EXCUSES. You should pay yourself first by having the money come right out of your check. A person who saves $200 per week starting at the age of 22 and invests that money in the stock market for a 10% return every year will have roughly $43,000 by the time they are 32, $434,000 by the time they are 52, and $1.6 million when they are 65. That’s enough money to help Flava Flav get a new girlfriend.
Rule #4: Create multiple streams of income. Your salary should only be one. I don’t care if you sell comic books, Avon or rotten fish. Remember the words of the rapper TI: “If the grapes don’t sell, I dry em up and sell raisins.” Side hustles provide job security, in case your boss hands you the pink slip. If you are smart, you can hand the pink slip to your boss.

Read my lips and follow these tips, and your future will have so much shine that Stevie Wonder will need to put on his sunglasses. Now that’s pimpin.
2 comments:
Dear. Dr. Boyce,
I am an African American Ph.D. student in philosophy, and I read your blog regularly. Moreover, I am keen on joining the ranks of black intellectuals such as yourself, Michael Eric Dyson, and Cornel West. How does one go about doing this? I know there's no job description for "Black Intellectual" so I was hoping to get your advice. I can write to your email address if you prefer a more in-depth discussion and more information about me. I'll check back here soon for your thoughts. Thanks, The Dissertator
Sure thing brother. Send me an email at info@boycewatkins.com. I will be glad to tell you what I know.
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