Friday, October 3, 2008

Strictly for the Ballaz: By Dr. Boyce Watkins


Hey Peeps,
first, for those who want to know what I think about the Palin-Biden debates, I have few opinions (the election doesn't excite me very much, since our liberation will come through economics, not through skewed American political systems). I can only say that Sarah Palin impresses me as the least qualified human being I've ever seen run for political office. If she were a Black man with similar qualifications, she would probably be unemployed.
For those who want to keep talking about the Financial Crisis and managing money, please join our group at this link.
My students and I are blogging about money at www.DrBoyceFinance.com and YourBlackMoney.com. I had an interesting conversation the other day with my father about the financial crisis. He has a Bill Cosby mindset, and many of you know what I think about Cosby (he irritates me). However, I believe you can learn from anyone, so I have respect for my father and Cosby, and I listen to them both. When it came to the crisis (which my father was able to fortunately avoid), he had these interesting thoughts:
1) He never let anyone mess with his money....that even meant relatives and friends asking for loans. It wasn't because he didn't love them or feel the strain on his relationships. It was because he knows that when the doo-doo hits the fan, there would be no one there to save his butt.
2) He never let credit card companies pimp him for his resources - His perfect credit made him a target of every company seeking to dupe him into some kind of home equity or credit card loan. He ripped the offers up and put them in the garbage.
3) He never let anyone mess with his good credit - when you have good credit, someone is always seeking to try to use your good credit to make up for their own bad credit (i.e. co-signing for friends and relatives). His logic was that if you don't care enough to protect your own credit, you probably would not care very much about his.
While my father and I argue on a regular basis (he thinks that many of my ideas on social issues are a bunch of garbage), I find that hearing alternative viewpoints gives me balance. So, like Bill Cosby, I will always l love my father and respect him. Now, Juan Williams, another Black conservative, is nothing more than an educated version of Flavor Flav. Fox News will always be able to pay some Black man to say ridiculous things about his own people. I have no respect for Juan.
I was feeling the need to be poetic today, so I thought I would share another lyrical piece on the NCAA. This is dedicated to every brother in the NCAA who thinks or thought he was going to the NBA or NFL because some coach put false dreams in his head. You might be a great athlete, but you're never truly a balla if you fail to educate yourself. Even if you get rich, an uneducated man is a vulnerable man.
Strictly for the Ballaz
by Dr. Boyce Watkins
www.BoyceWatkins.com

The balla on campus has now just arrived.
I'll sign all your footballs for 9.95.
 
The cheerleaders and honeys all treat me real nice
My coach calls me “The Messiah”, just like Jesus Christ
 
My head may be swollen, like a big blimp.
But I deserve all these props cause I'm such a big pimp.
 
They even told me "don't worry bout class"
As they shake my hand softly and fill it with cash.
 
My hummer is blingin, with TVs in the back.
My 24s spinning, like my nickname was Shaq.
 
My diamonds are placed in my radio clock.
My system be boomin from way down the block.
 
The fellas get jealous as I roll through the spot.
Them fools always scheming to get what I got.
 
My girl is so tight, as she sits in my ride.
But she's not as tight as my girls on the side.
 
My greatness rivals the angels above
They treat me so special, this has got to be love!
 
About game number 5, I jump for a pass
And this 6 foot 5 brother knocks me right on my ass.
 
I leap from the tackle, "Man, you didn't hurt me!"
But I fall back to the ground, with a crunch in my knee.
 
The doctor says to me as I swell up with tears
"This might be the end of your football career”
 
Now that I can no longer jump for the ball.
The coach that once loved me ain't returning my calls.
 
I once got the line "Your tuition is paid"
I now get the line "Did you try financial aid?”
 
My girls on the side done got kind of rude.
They look at me funny, not stuttin me dude.
 
As I watch my gold hummer get towed down the street.
All I can do is stare at my feet
 
I then see the joke, and I was the butt.
The coach didn’t love me, man I was his slut!
 
 
While they lined my pocket with a few hundred bucks.
Their dollars were delivered by flat bed trucks.
 
Did you ever take a second to think?
Why the coach's wife shows up to games wearing mink?
 
While my mama is slaving as somebody's cook.
Thinking her baby's off hitting the books.
 
She goes Greyhound on game day, so her back is in pain.
The coach and his wife came by private plane.
 
One hit, then pow! I'm in a chair with steel wheels.
I bet the coach's son will never know how that feels.
 
As the athletic department decides on my fate.
They then figure out that I am only dead weight.
 
No paper in hand, I'm shipped back to the hood.
I can't pay for college, man I'll be home for good
 
I sit on the corner, as the summer heat steams.
I live in the bottle to wash away broken dreams.
 
Rather than getting calls from scouts, fans and coaches.
I'm in my mama’s crib, with mice, rats and roaches.
 
I once was defined by my strength and my speed.
But I now realize that wasn't all that I need.
 
What would I change if I could press rewind?
I would work a lot harder to strengthen my mind.

8 comments:

Dr. Stephen Jones said...

Hi:

I beleive that we need to take control of our finances. I talk with college bound students and parents who are stuggling to pay for college all of the time. Here is an article that I recently wrote concerning this subject.

Time to Manage your Money
By: Dr. Stephen Jones

We are living in a time of financial crisis. Corporations are eliminating thousands of employees jobs. According to the United States Department of Labor and Statistics, the number of unemployed persons rose by 592,000 to 9.4 million in August 2008. While banks and insurance companies like AIG are on the verge of bankruptcy. It seemed that no one knew exactly what to do. So the government is bailing them out. The financial crisis should force each family to review all personal bills, financial investments and family insurance plans. It’s time to manage your money.

Don’t feel pressured to move money around or to take your money out of the bank and hide it. Remember your money is insured up to $100,000 for each bank where your money is deposited. It is still a good idea to have a conversation with the bank manager about your money. Get everything in writing so that you know what your bank will and will not do if it fails.

One of the effective things that you can do at this time is cut back on unnecessary expenses. Eliminating fast food from your diet may be one way to save money. If you decide to make this change you will improve your health and financial situation at the same time. If you go to Dunkin Donuts in the morning, McDonald’s during the afternoon and to a restaurant at night you can easily spend $50.00 a day and by doing this several times each week you will spend hundreds of dollars.

Your goal should be to pay off bills and cut up all credit cards. Did you know that if you are late paying one bill your interest rate on other credit cards can go up? Paying your bills on time is an important habit. When possible pay a little more money on each bill. Get a copy of your credit report and eliminate any statements that are not true.

Purchasing a $4,000 flat screen television may not be in your budget. Remember you can enjoy freedom when you manage your money and plan to live a stress free life. While the country is in this financial crisis you can still have peace by following your financial plan. Dr. Stephen Jones is author of the "Ultimate Scholarship Guide "available at http://www.sevenbooks.net.

Dr. Stephen Jones said...

Hi:

I beleive that we need to take control of our finances. I talk with college bound students and parents who are stuggling to pay for college all of the time. Here is an article that I recently wrote concerning this subject.

Time to Manage your Money
By: Dr. Stephen Jones

We are living in a time of financial crisis. Corporations are eliminating thousands of employees jobs. According to the United States Department of Labor and Statistics, the number of unemployed persons rose by 592,000 to 9.4 million in August 2008. While banks and insurance companies like AIG are on the verge of bankruptcy. It seemed that no one knew exactly what to do. So the government is bailing them out. The financial crisis should force each family to review all personal bills, financial investments and family insurance plans. It’s time to manage your money.

Don’t feel pressured to move money around or to take your money out of the bank and hide it. Remember your money is insured up to $100,000 for each bank where your money is deposited. It is still a good idea to have a conversation with the bank manager about your money. Get everything in writing so that you know what your bank will and will not do if it fails.

One of the effective things that you can do at this time is cut back on unnecessary expenses. Eliminating fast food from your diet may be one way to save money. If you decide to make this change you will improve your health and financial situation at the same time. If you go to Dunkin Donuts in the morning, McDonald’s during the afternoon and to a restaurant at night you can easily spend $50.00 a day and by doing this several times each week you will spend hundreds of dollars.

Your goal should be to pay off bills and cut up all credit cards. Did you know that if you are late paying one bill your interest rate on other credit cards can go up? Paying your bills on time is an important habit. When possible pay a little more money on each bill. Get a copy of your credit report and eliminate any statements that are not true.

Purchasing a $4,000 flat screen television may not be in your budget. Remember you can enjoy freedom when you manage your money and plan to live a stress free life. While the country is in this financial crisis you can still have peace by following your financial plan. Dr. Stephen Jones is author of the "Ultimate Scholarship Guide "available at http://www.sevenbooks.net.

Anonymous said...

First You double-post and you also have problems spelling simple words like believe. And you want us to believe you ar an actual Dr.....negro please.

Anonymous said...

Haters everywhere....keep em hatin boyce

Anonymous said...

The REAL Dr. Stephen Jones:

http://en.wikipedia.org/wiki/Stephen_Jones_(BJU)

This blog is like so yesterday.

Anonymous said...

Strictly For The House Negroes


whats up folk haven't talked in a while

your speech is crooked, full of guile

you put up a front yelling black power

while the people are suffering, every single hour

up in your gilded towers scheming and conniving

but in front of mr charlie its back to shucking and jiving

you see we the people are tired of negroes like you

who talk black empowerment but really don't have a clue

i ain't hatin on you brother me and you are all right

folks is just tired of negroes who talk black and sleep white

....Peace

Anonymous said...

As the audience in Good Times used to yell out...RIGHT ON!

Anonymous said...

LMAO!